Privacy Policy - The Money Agency

Privacy Policy, Terms and Conditions and Cookie Policy

TMA The Money Agency, with registered office in Galleria Strasburgo, 3, 20122 Milano MI, (hereinafter ” TMA “) welcomes visitors to the website www.themoneyagency.it (hereinafter, the ” Site “), owned by it where users (visitors and purchasers of services sold by TMA) can find legal information relating to the general conditions of use of the Site, the general conditions of sale, the conditions relating to the right of withdrawal, the privacy policy and the one about cookies . Access to the Site and use of the data and information contained therein are subject to the general conditions of use set out below.

General conditions of use of the Site

the mere connection to the Site via any device, the vision of the services sold through it, the vision of the relative information and any of the same, the use of the customer service and communications with TMA made through the Site itself imply that visitors and buyers adhere without any limitation and condition to the general conditions of use of the Site, the general conditions of sale, the conditions relating to the right of withdrawal, the privacy policy and the cookie policy . If visitors and buyers do not agree in whole or in part with these conditions, they will be required to leave the Site and to refrain from any use of the same.
TMA may unilaterally modify or update all or part of the legal information relating to the general conditions of use of the Site, the general conditions of sale, the conditions relating to the right of withdrawal, the privacy policy and the cookie policy . TMA therefore advises its visitors and buyers to visit this section regularly.
Access to the Site and its use in any form constitute activities conducted by users, whether they are simple visitors or purchasers, activities for which the users themselves are solely responsible and TMA cannot be held responsible in any way for the unauthorized use compliant with the current regulations of the Site and its contents by users, without prejudice to TMA’s liability for willful misconduct or gross negligence.
Users, whether they are buyers or mere visitors, are solely responsible for the communication of information and data that are incorrect, incomplete, false, or belonging to third parties who have not given their consent to the transmission of such data by users.
Users are solely responsible for the safekeeping and correct use of the information transmitted and TMA is in no way responsible for any type of damage or injury deriving to users or third parties from incorrect use, loss or theft in any way whatsoever. of such information.
TMA is not responsible for any inconvenience or damage deriving from viruses, corrupted files, errors, omissions, service interruptions, deletion of contents, connection problems, unauthorized access, data alterations, failure or incorrect functioning of the user’s devices.
The “TMA” brand, the Site and all the contents contained therein, such as, by way of example but not limited to, descriptions, photographs, videos, graphics, processes, software, music, etc., are the exclusive property of TMA, which boasts all applicable intellectual and industrial property rights over them. Users, whether they are mere visitors or buyers, have the right not only to visit the Site and access their private area, but also to print, copy and transmit images and descriptive data of the services on the site to third parties, provided that they are for lawful purposes. and personal non-commercial nature. Users may not in any way or reproduce all or part of the contents of the Site, unless TMA or any third party owners give express consent. Any other use is not permitted and will be prosecuted.
Purchases of TMA branded services, made through the Site, entail the obligation for the purchaser to provide complete and correct data in order to complete the payment and the provision or shipment of the services and products purchased and for all tax obligations in charge of TMA extension. As a rule.
TMA adopts every precaution in order to guarantee a comfortable, functional and pleasant use of the Site for its users, but does not guarantee either implicitly or explicitly the continuity and completeness of the Site, as well as the absence of any harmful element for users’ devices , for their data and for their sensitivity. In particular, TMA is not responsible for contents that are illegitimate or inappropriate or that offend the sensitivity of some users uploaded by other users and users undertake to scrupulously observe the conditions relating to the reserved area.
The services purchased on the Site are sold directly by TMA. Not necessarily all the services marked with the “TMA” brand will be presented or put on sale through the Site. The general conditions of sale will apply in full to purchases made on the Site.
Any attempt to circumvent or overcome the Site’s protections or to use it for purposes other than visiting the available services and purchasing them, all for exclusively personal purposes, is prohibited.
These conditions apply regardless of the device used to visit and use the Site, as well as for a specific mobile application.
Communications intended for TMA relating to Customer Service must be sent via email to the address ufficio@themoneyagencytma.com Any other communication, including any complaints, must always be sent via this address.
To determine the user’s membership order, the information communicated by the user will be considered in the first place, and, subordinately, his IP address.
These conditions are governed and supplemented by Italian law, if in conflict with them, the clauses valid under this law will remain in force.
Any dispute not resolved amicably or out of court between users and TMA will be resolved exclusively and finally through an arbitration procedure in accordance with Italian law which the Parties declare to accept in all its parts and to which they also refer for what concerns the methods of appointment of arbitrators.

General conditions of Sale

The contract conditions reported here govern the sale of TMA branded services present on the Site and TMA The Money Agency, with registered office in Galleria Strasburg, 3, 20122 Milan MI , and the purchasing users of the Site apply to all sales made on the Site and by telephone with the TMA brokers.
The general conditions of sale can be modified unilaterally and at any time, without notice by TMA. The applicable conditions are those in force at the time the purchase order is completed.
Each electronic passage foreseen for the purchase of services is an integral and essential part of the sales contract.
These conditions apply to all systems, but, where some provisions contained therein conflict with the rules of a particular system, all the rules not in conflict with it will remain in force.
To determine the ordering of the visitor and the buyer, the data provided by them and their IP address will be considered.
The conclusion of the purchase contract on the Site implies by the purchaser the full acceptance of the general conditions of use of the Site, of the conditions relating to the reserved area, where applicable, of the general conditions of sale, of the conditions relating to the right of withdrawal , the privacy policy and the cookie policy .
Before delivery of the product purchased on the Site, TMA reserves the right to refuse or cancel purchase orders from: (i) users who have directly or through their joint disputes with TMA; (ii) users who have violated, even only partially, the general conditions of use of the Site, the conditions relating to the reserved area, the general conditions of sale, the conditions relating to the right of withdrawal, the privacy policy and the cookie policy; (iii) users involved in fraud, in particular computer fraud and related to credit card payments and similar; (iv) users who have transmitted identification data that are false, incomplete, inaccurate or belonging in whole or in part to third parties, or who refuse to confirm their identity in accordance with the provisions of clause 8 below; (v) users for whom the payment system is not authorized or pre-authorised by the circuit.
The display of TMA services and related information on the Site does not constitute a purchase offer, but only an invitation to make an offer by the user, who can submit his/her purchase order through the online procedure in force at the time. Once the order has been forwarded, TMA will be able to accept it and, in this case, will communicate it through the procedure in force at that time, for example through a specific screen and/or by sending ad hoc e-mails. Only then will the sales contract be considered concluded. The user expressly declares to be aware that any acknowledgment of the order does not in any way constitute acceptance of the same.
The forwarding of the purchase order implies full acceptance of the conditions of use of the site, of sale, of the right of withdrawal, of the privacy policy and of the one on the use of cookies .
Although the buyer can use the skills learned through the products and services purchased, the latter undertakes not to resell these products and services in whole or in part, not to copy them in whole or in part and in any case not to be directly or indirectly in competition with TMA.
The product or service purchased is intended for the country in which the user places the order. The user himself, and not TMA, is therefore solely responsible for any administrative and customs procedures for placing the purchased product in another country. TMA therefore does not offer any support for customs practices and consultancy.
The Site presents accurate descriptions of each product displayed therein. The user can request further information on this via the email ufficio@themoneyagency.com or by contacting his personal consultant of reference.
The prices indicated are inclusive of VAT, if and where due, and are expressed in euros. The prices and the reference currency may be changed at any time and without notice by TMA and will be considered fixed at the time the order is forwarded by the purchaser. Where indicated, transport costs will be applied to them.
In the event of a change in the VAT rate, if and where due, between the time the user places the order and the time the product is shipped, TMA will communicate this change to the user, requesting the balance, if increase, or returning any excess. In the event of a rate increase, if the user fails to pay such variation within fourteen (14) days.
The payment methods include credit cards from the Visa and MasterCard circuits, PayPal, bank transfer, coupons and Stripe and the related information will be used by TMA for the completion of all payments due and for tax, anti-terrorism and anti-money laundering obligations. TMA may at its own discretion and without notice change the accepted payment methods.
The user can provide TMA with his/her e-mail address and mobile number, in order to receive from TMA updates on the status of the purchase and shipment, via these channels.
The execution of TMA’s obligations may be suspended in the event of the occurrence of a fortuitous event or force majeure which prevents or delays its execution. Are considered as such, for example, but not limited to, war, riots, terrorist threats, insurrections, strikes, epidemics, pandemics and supply problems attributable to third parties, or the misrepresentation by of the user of the correct shipping address. TMA will inform the user about the occurrence of the fortuitous event or force majeure within ten days of the occurrence of the same. In the event that the suspension of the service should be extended for a period exceeding fourteen days,

Privacy Policy

In relation to the provisions of the (EU) Regulation for the protection of personal data n. 2016/679 (General Data Protection Regulation or “GDPR”), the provisions of the GDPR apply to consumers residing in the member countries of the European Union, even when the data are processed by a non-European subject, even when the contracts stipulated with resident consumers in the member countries of the European Union they are governed by laws different from those of the member countries of the European Union, which also adopt their own similar measures for the protection of personal data. Therefore, we wish to clarify that the personal data provided by interested parties to TMA are and will be treated in full compliance with the applicable personal data protection regulations.

To this end, the information required by art. 13 GDPR. This information is provided pursuant to the GDPR to those who interact with web services accessible electronically from the Site. The Information is provided only for the Site in question and not for other websites that may be consulted by interested parties via links . From the Site, the interested party will be able to directly access the virtual shop, in which he will have the possibility to make any online purchases. Definitions For “ personal data

” (ex art. 4 number 1 GDPR) means: any information concerning an identified or identifiable natural person (interested); an identifiable natural person is one who can be identified, directly or indirectly, with particular reference to an identifier such as a name, an identification number, location data, an online identifier or one or more characteristic elements of his physical identity, physiological, genetic, psychic, economic, cultural or social. For “ treatment

” (ex art. 4 number 2 GDPR), means any operation or set of operations, performed with or without the aid of automated processes and applied to personal data or sets of personal data, such as the collection, registration, organization, structuring, conservation, adaptation or modification, extraction, consultation, use, communication by transmission, diffusion or any other form of making available, comparison or interconnection, limitation , cancellation or destruction.

TMA The Money Agency, with registered office in Galleria Strasburg, 3, 20122 Milan MI , in the person of its legal representative, Dr. Alfredo Di Domenico, is the data controller and may, at its own discretion, partially or totally delegate its functions to external collaborators third-party technicians, who will be required to respect the confidentiality of the information acquired and not to use it for purposes other than those accepted by the user through this Information.
Type of data and purposes of processing The personal data provided are used by TMA and its partners, to whom they will be communicated only if necessary, as better described in the following clause 2.1. These data are identification data, such as name and surname, place and date of birth, gender, tax code, access data to the Site, photos, videos, as well as essential contact data such as e-mail address, telephone number, address mail, to which paper correspondence should be sent.
1. TMA processes the data of the interested party for the following purposes:
  1. Respond to specific requests;
  2. Allow you to purchase courses, consultancy, events, services and anything else offered by TMA;
  3. Fulfill the obligations established by laws, regulations, tax, accounting and European Union legislation, or by provisions issued by authorities and supervisory and control bodies in relation to or in any case connected to the existing and/or future legal relationship;
  4. Insert or interact with the profile of the interested party on the Site and on groups on social networks;
  5. Defend your rights, also in relation to credit recovery.
2. The processing of personal data for the purposes referred to in clauses 2.1. a), b), c), d), e), of this Information is based on art. 6, par. 1 lit. b) and c) GDPR. For the purposes referred to in this art. 2.1 of this Information, the legal basis of the processing, pursuant to art. 6, par. 1, lit. a) GDPR, is consent.
Nature of the provision For the purposes referred to in clauses 2.1. a), b), c), d), e) of this Information the provision of data is necessary for the establishment of the legal relationship, registration on the Site and its management and any refusal determines the impossibility to use, even free of charge, than what is offered by TMA.
Communication and dissemination of data The personal data referred to in clause 2 (“Type of data and purposes of processing”) may be communicated, in execution of the affiliation relationship, to the following recipients:
1. TMA staff and consultants (including salespeople);
2. External subjects or companies that TMA can use for the execution of operational, administrative, accounting or auditing or certification activities, sending communications;
3. Companies, consultants, freelancers who collaborate with or assist TMA;
4. IT service company;
5. Banks and insurance and/or social security institutions;
6. Authorities, control and/or supervisory bodies and public bodies.

Furthermore, in order to make its products, values, projects and initiatives known to the public, TMA also pursues further processing purposes, which provide for communication and dissemination to the public both through traditional media and through websites and social networks. As part of these activities, it is possible that personal data may be communicated or disclosed. Furthermore, in order to make its products, values, projects and initiatives known to the public, TMA also pursues further processing purposes, which provide for communication and dissemination to the public both through traditional media and through websites and social networks. As part of these activities, it is possible that personal data may be communicated or disclosed.

Personal data will not be disclosed, unless otherwise established by specific rules. Photographs of minors at the expense of the interested parties and in any case with the prior express consent will not be published, unless all the necessary protective measures are adopted.

Place of processing and data transfer abroad The data processing activity is performed outside the European Union or the European Economic Area. The GDPR requires that the interested party be clearly informed by the Data Controller of the risks that the transfer abroad may cause their personal data to run so that he can give his free, specific and informed consent. In this regard, we inform you that the servers that store such data, as far as TMA is concerned, are installed IN ITALY; therefore the data is also transferred abroad (meaning foreign countries not belonging to the European Union and the European Economic Area).

In this case, the Data Controller guarantees from now on that the transfer, if necessary, will be carried out only under the specific conditions set forth in articles 44 and following of the GDPR.
Processing methods Personal data will be processed in paper format or with automated tools for the time strictly necessary to achieve the purposes for which they were collected, by the Data Controller and other authorized subjects. The personal data of the interested parties will be kept until the purposes indicated in this Information are achieved and in any case in compliance with the legal obligations. The processing of personal data is carried out using mainly electronic and telematic methods by TMA and by other subjects who, suitably selected in terms of reliability and competence, carry out operations instrumental to the pursuit of the purposes strictly connected to the use of the Site and social networks.

In the treatment of data that can, directly or indirectly, identify the user, TMA tries to respect a principle of strict necessity. For this reason, TMA has configured the site in such a way that the use of the user’s personal data is reduced to a minimum: therefore, the processing of the user’s personal data is excluded, when the purposes pursued in individual cases can be achieved through the use of anonymous data (such as, for example, in market research aimed at improving services) or through other methods that allow the data subject to be identified only in case of need or at the request of the authorities and police forces (such as , for example, for data relating to traffic and permanence on the Site or to the IP address).

Personal data will be communicated to third parties only with the express consent of the interested party, except in cases where the communication is mandatory by law, or the law does not require an express consent, or is instead necessary for purposes established by law, or for the execution of the activity requested by the user. TMA reserves the right to delete accounts and all related data in the event that illicit contents are detected, harmful to the image of TMA and/or its services or third parties, or in any case contents that are offensive or that promote illegal or defamatory activities, contents pornographic, inciting violence, promoting discrimination based on race, sex, religion and sexual orientation.
Data retention period The personal data of the interested parties will be kept, in their entirety, for the entire period of their registration on the Site and in any case for the period necessary for the fulfillment of the purposes referred to in clauses 2.1. a), b), c), d), e) of this Information and for a subsequent maximum period of two years from the termination of the relationship with TMA, in the absence of debt situations and in any case in compliance with legal obligations. Otherwise, the complete data will be kept up to two years after the zeroing of the debt situation of the interested party and in any case in compliance with legal obligations.
Access to personal data It should be noted that interested parties can check, provide and possibly modify the data registered on the Site by sending an email to ufficio@themoneyagencytma.com . Interested parties can always verify the data that TMA holds by sending an email to ufficio@themoneyagencytma.com . TMA reserves the right not to follow up on illegitimate or unfounded requests.
Data security TMA adopts the appropriate technological and organizational measures for the protection of personal data. Some personal data, the transmission of which is implicit in the use of Internet communication protocols. These data are not collected to be associated with identified subjects but, due to their very nature, could still allow users to be identified through processing and links with information held by third parties. By way of example, the data in question may be: the addresses provided by Internet providers, the domain names of the computers used by users who connect to the site, the URI ( Uniform Resource Identifier

) of the requested resources, the time of the request, the method used to submit the request to the server, the size of the file obtained in response, the numerical code indicating the status of the response given by the server (successful, error, etc.) and other parameters relating to the operating system and the user’s computer environment. The use of such data is limited to the sole purpose of obtaining anonymous statistical information on the use of the site and to check its correct functioning and are canceled immediately after processing. The data could be used to ascertain responsibility in the event of hypothetical computer crimes against users: except for this eventuality, the data on web contacts will not persist for more than six months.
Exercise of the rights of the interested party In relation to the processing of personal data covered by this information, the interested party will have the right to exercise the rights provided for by articles 15 to 22 of the GDPR, in particular the right to know the data processed by TMA
, to have them integrated, modified or canceled, or to oppose their treatment for legitimate reasons, or to transfer them to another owner. To exercise these rights, the interested party can contact the Data Controller by sending an email to ufficio@themoneyagencytma.com . TMA reserves the right not to follow up on illegitimate or unfounded requests.
Right to lodge a complaint or appeal If an interested party believes that the processing of their personal data by TMA is in violation of the GDPR, he may lodge a complaint with the competent Personal Data Protection Authority, or appeal to the judicial authority ordinary.
Consent and withdrawal of consent Pursuant to articles 6 and 7 GDPR consent to the processing of personal data is necessary, for the purposes referred to in clause 2.1. of this information. The consent can be revoked at any time and without giving reasons, by forwarding the declaration of revocation by e-mail to ufficio@themoneyagencytma.com . The withdrawal of consent does not affect the lawfulness of the processing based on the same before the withdrawal.
Updating of the Information This information may be modified over time to adapt to changes in the legislation on the subject or for reasons of commercial convenience. Any substantial change will be published on the Site and the user is responsible for periodically monitoring the Site to find out about the validity or modification of these conditions.
Applicable law This Information is governed by Italian law and by the GDPR, where applicable, which governs the processing of personal data – also held abroad – carried out by anyone who is resident in a member state of the European Union. The GDPR guarantees that the processing of personal data is carried out in compliance with fundamental rights and freedoms, as well as the dignity of the interested party, with particular reference to confidentiality, personal identity and the right to protection of personal data.

Policy relating to the use of cookies

INFORMATION ON THE PROTECTION OF PERSONAL DATA TMA undertakes not to disclose for any reason to third parties any of the information released by users during their visit and eventual registration on the Site, except those indispensable for the conclusion of the purchase and the consequent investigation on the degree of satisfaction with the purchase itself. Pursuant to current legislation on the protection of personal data, TMA The Money Agency, with registered office in Galleria Strasburgo, 3, 20122 Milano MI, (hereinafter ” TMA “) as Data Controller, informs you of the following : SOURCE OF THE DATA The personal data held by TMA are those provided by users at the time of registration (log-in) to the Site and/or the reserved area.

PURPOSE OF DATA PROCESSING Users’ personal data will be processed for the following purposes:

Purposes necessary for the execution of orders and provision of services connected to the Site and may be communicated to the couriers who deal with the shipment of parcels, to the extent that such data are necessary for the sending and delivery work;
Purposes related to the fulfillment of the obligations established by laws, regulations and community legislation, as well as by provisions issued by Authorities legitimated by the law and by Supervisory and Control Bodies.

The processing of data for the aforementioned purposes is necessary for the execution of contractual obligations and therefore does not require the manifestation of an explicit consent. DATA PROCESSING METHODS: The data will be processed in such a way as to guarantee its security and confidentiality, and will be carried out using electronic means. CATEGORIES OF SUBJECTS TO WHOM THE DATA MAY BE TRANSMITTED For the performance of the activities related to the execution of the contractual obligations, TMA will communicate the users’ personal data to its appointees formally appointed and instructed by the respective data processors RIGHTS OF THE INTERESTED PARTY

Users will be able to obtain from TMA, at any time, the correction and updating of data, the cancellation, transformation or blocking of data processed in violation of the law, by contacting the email ufficio@themoneyagencytma.com INFORMATION ON SITE

COOKIES Cookies are small data files created on the user’s computer in order to store information based on his online activities. The Site may use the following cookies: Session cookies

Session cookies are stored temporarily and have a limited validity over time, therefore they do not permanently record any information on the hard disk of the user’s computer. These cookies make it possible to store information relating to the start of each user’s session. Browsing cookies Browsing cookies have the main objective of avoiding proposing suggestions that are not related to the user’s interests, rather offering direct and personalized commercial proposals. The usefulness of navigation cookies is based on the temporary monitoring of Internet browsing. The user can always eliminate this type of cookie before starting navigation on other pages of the site. Statistical cookies

Statistical cookies allow you to know the following information: The date and time of the last time the user visited the Site. Access to the content chosen by the user during his last visit to the Site. To compile statistics of use of the Site, TMA uses statistical tools with a scope limited to the functions described in the previous paragraph which allow to know the frequency of visits by users and the contents of greatest interest. In this way TMA can concentrate its efforts to improve the most visited areas and help the user find more easily what he is looking for.

The Site may use the information collected to carry out evaluations and statistical calculations on anonymous data and to ensure continuity of service or make improvements to the Site itself. This information will not be used for any other purpose. Third-party cookies The site can also install third-party cookies that allow you to manage and improve the services offered. Specifically, TMA uses the Google service called “Google Analytics” for the collection of information and data in anonymous and aggregate form; more information and related privacy information are available at this link: www.google.it/analytics/learn/privacy.html Cookie management

Without prejudice to the foregoing, the user can configure his browser to automatically accept or reject all cookies or to receive on the screen a notice of the transmission of each cookie and decide from time to time whether or not to install it on his device. To this end, it is advisable to consult the help section of the browser to find out how to change the configuration used. The user can also revoke the consent granted to the use of cookies by the Site at any time, by configuring his browser for this purpose as indicated in the previous point. Without prejudice to the foregoing, it is necessary to bear in mind that deactivation could affect the correct functioning of certain sections of the Site.

It is advisable that users read the instructions and manuals of their browser to expand this information: If you use Firefox for Mac, select Preferences, Privacy and access the Show Cookies section; for Windows select Tools and then Options, access Privacy and then from the History Settings drop-down menu select Use custom settings. If you use Safari, select Privacy in the Preferences menu. If you use Google Chrome, from the Tools menu select Options (Preferences for Mac), access Advanced, then the Content Configuration option in the Privacy section and finally tick Cookies in the Content Configuration menu.

No guarantee of results. YOU EXPRESSLY AGREE THAT YOUR USE OR INABILITY TO USE THE WEBSITE AND OUR SERVICES IS AT YOUR OWN RISK. Except for the Performance Guarantees which are outlined in the Terms and Conditions applicable at the time of employment, you agree, accept and understand that you are fully responsible for running your business and sales process. King Kong makes no representations, warranties, or guarantees, oral or written, with respect to earnings, business profits, marketing performance, audience growth, or results of any kind. You are solely responsible for your actions and results in both life and business, which depend on factors that are personal to you, including (but not limited to) your skills, knowledge, skill, dedication, business experience, network and personal financial situation. You agree, accept and understand that any testimonials or endorsements provided by King Kong customers or the public who are represented through our Services, websites, marketing materials, advertising or any of our communication channels have not been scientifically evaluated by us . and the results experienced by individuals can vary significantly. Any statements made on our Services, websites, marketing materials, advertising or any of our communication channels are opinions only and are therefore not a guarantee or promise of actual performance. websites, marketing materials, advertisements or any of our communication channels have not been scientifically evaluated by us. and the results experienced by individuals can vary significantly. Any statements made on our Services, websites, marketing materials, advertising or any of our communication channels are opinions only and are therefore not a guarantee or promise of actual performance. websites, marketing materials, advertisements or any of our communication channels have not been scientifically evaluated by us. and the results experienced by individuals can vary significantly. Any statements made on our Services, websites, marketing materials, advertising or any of our communication channels are opinions only and are therefore not a guarantee or promise of actual performance.